Monthly spend
$5,200.000
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Spending
Where the money went, what repeats, and anything out of the ordinary.
Savings rate
41.6%Cash + credit available
$33,880.00Where the money went
$2,600.00net in 2026-06 · $9,100.00 in · $6,500.00 out
Latest month: income consumed by each expense category down to net.
Income & expenses
BurnRevenue
RevenueBurnMargin
2026-01$8,800.00$4,900.0044.3%
2026-02$8,860.00$5,200.0041.3%
2026-03$8,920.00$5,500.0038.3%
2026-04$8,980.00$4,900.0045.4%
2026-05$9,040.00$5,200.0042.5%
2026-06$9,100.00$5,500.0039.6%
Expense Breakdown
Housing:Rent$24,000.00
56%
Food:Groceries$10,200.00
23.8%
Expenses:Transport$4,800.00
11.2%
Software:SaaS$2,160.00
5%
Expenses:Health$1,680.00
3.9%
Income Breakdown
94.2%from Income:Salary · concentration risk
Income:Salary$84,000.00
94.2%
Income:Dividends$4,200.00
4.7%
Income:Interest$960.00
1.1%
Recurring & Subscriptions
$4,378.31committed / mo
$52,539.72annualized
- SpotifySoftware:SaaS · 6× · mo$14.99/mo
- RentHousing:Rent · 12× · 2wk$2,000.00/2wk
- GymExpenses:Health · 6× · mo$29.99/mo
Detected from repeating descriptions with a stable cadence and amount.
Spending Anomalies
Nothing unusual in 2026-06.
Every category is running close to its own normal.
Spend Calendar
$2,082.00spent across 30 active days
MonWedFri
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Spending trend
Income (3mo avg)Burn (3mo avg)
Income Concentration
94.2%from Income:Salary · Concentration risk
1.1effective income sources3 total · lower = riskier
- Income:Salary
- 94.2%$84,000.00
- Income:Dividends
- 4.7%$4,200.00
- Income:Interest
- 1.1%$960.00