Skip to content
YouInc
0

Loading the demo

Spending

Where the money went, what repeats, and anything out of the ordinary.

Monthly spend

$5,200.00

Savings rate

41.6%

Cash + credit available

$33,880.00

Where the money went

$2,600.00net in 2026-06 · $9,100.00 in · $6,500.00 out
$0$4.5k$9.1k$9.1kIncome$4.0kRent$1.7kGroceries$800Transport$2.6kNet

Latest month: income consumed by each expense category down to net.

Income & expenses

$0$2.3k$4.5k$6.8k$9.1k26-0126-0226-0326-0426-0526-06
BurnRevenue
RevenueBurnMargin
2026-01$8,800.00$4,900.0044.3%
2026-02$8,860.00$5,200.0041.3%
2026-03$8,920.00$5,500.0038.3%
2026-04$8,980.00$4,900.0045.4%
2026-05$9,040.00$5,200.0042.5%
2026-06$9,100.00$5,500.0039.6%

Expense Breakdown

Housing:Rent$24,000.00
56%
Food:Groceries$10,200.00
23.8%
Expenses:Transport$4,800.00
11.2%
Software:SaaS$2,160.00
5%
Expenses:Health$1,680.00
3.9%

Income Breakdown

94.2%from Income:Salary · concentration risk
Income:Salary$84,000.00
94.2%
Income:Dividends$4,200.00
4.7%
Income:Interest$960.00
1.1%

Recurring & Subscriptions

$4,378.31committed / mo
$52,539.72annualized
  • SpotifySoftware:SaaS · 6× · mo
    $14.99/mo
  • RentHousing:Rent · 12× · 2wk
    $2,000.00/2wk
  • GymExpenses:Health · 6× · mo
    $29.99/mo

Detected from repeating descriptions with a stable cadence and amount.

Spending Anomalies

Nothing unusual in 2026-06.

Every category is running close to its own normal.

Spend Calendar

$2,082.00spent across 30 active days
LessMore

Spending trend

$0$4.5k$9.0k26-0126-0226-0326-0426-0526-06
Income (3mo avg)Burn (3mo avg)

Income Concentration

94.2%from Income:Salary · Concentration risk
1.1effective income sources3 total · lower = riskier
Income:Salary
94.2%$84,000.00
Income:Dividends
4.7%$4,200.00
Income:Interest
1.1%$960.00