Documentation

What YouInc does

YouInc turns your connected accounts into a live double-entry ledger, then renders it as dashboard widgets — net worth, cashflow, runway, income, expenses, and exceptions. The widget library shows each one running on sample data.

Getting started

• Open the live demo to explore the dashboard on sample data, with no sign-up and no bank connection.
• Create your account and follow the short onboarding to name your workspace — no card required.
• Connect the accounts you want through Akahu, choosing exactly which accounts to share.
• Review the generated ledger and widgets, and re-classify anything that looks off before relying on the reports.

Connect a bank account

Live bank sync uses Akahu. You approve read-only access to specific accounts, YouInc imports transactions and balances, and posts them into your ledger. YouInc never sees your banking password, and you can revoke access from Akahu at any time. See integrations for what is supported.

Add a manual account

Assets and liabilities without a bank feed — property, KiwiSaver, vehicles, private loans — can be tracked as manual accounts. You set the balance yourself and update it as it changes, and it flows into the same net-worth and dashboard views as connected accounts.

Export your ledger

Your full history exports as hledger-compatible plain-text journals, so it stays portable and readable outside YouInc. The data controls page covers export, disconnecting Akahu, and deletion.

Core concepts

• Ledger: the balanced double-entry record underneath every dashboard view.
• Widgets: configurable dashboard panels that read from the ledger.
• Manual accounts: assets or liabilities bank feeds cannot see, maintained by hand.
• Classification: how transactions are sorted into accounts; you can correct and re-run it.
• Exports: plain-text journal output so your financial history stays portable.

Where to go next

• Widget library
• Integrations
• Help and common questions
• Security
• Data controls