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Net worth

What you own against what you owe, and which way it's moving.

Net Worth Trend

$139,420.00ledger-posted net worth
$0$93.3k$186.6k25-0125-0325-0525-0725-0925-11
Net worthAssetsLiabilities

Journal-derived. Manual balances (snapshots without history) are excluded, so the latest point may differ from the headline figure.

Net Worth

$142,380.00

Net worth pace

$3.2k/monet-worth velocity · now $139,420.00
  • $250.0kJul 2029~2.9 yr
  • $500.0kJan 2036~9.3 yr
  • $1000.0kDec 2048~22.3 yr

Linear fit over 12 months of journal-posted net worth.

Assets

$189,000.00

Liabilities

$46,620.00

Runway

18.0m

Runway Projection

5.5mcash runway · depletes 18 Feb 2027
$28.5k+0+2+4+6

Cash $28,500.00 at $5,200.00/mo burn.

Asset Mix

Cash
15.1%$28,500.00
Semi-liquid
5.6%$10,500.00
Illiquid
79.4%$150,000.00

Balance Sheet

AccountTypeCCYBalance
Cash
Assets:Bank:BNZ:EverydayAssetsNZD$8,500.00
Assets:Bank:BNZ:SavingsAssetsNZD$20,000.00
Subtotal$28,500.00
Semi-Liquid (~2 days)
Assets:Investments:Sharesies:EmergenciesAssetsNZD$10,500.00
Subtotal$10,500.00
Illiquid
Assets:Investments:KiwiSaverAssetsNZD$80,000.00
Assets:Property:GarageAssetsNZD$70,000.00
Subtotal$150,000.00
Liabilities:CreditCard:BNZ:AdvantageLiabilitiesNZD$4,620.00
Liabilities:Loan:CarLiabilitiesNZD$42,000.00